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Tuesday, May 13, 2025

Dieketseng Maleke

Content Editor for Personal Finance

Pension funds must comply with PFA information requests, says Muvhango Lukhaimane

The Pension Funds Adjudicator, Muvhango Lukhaimane, asserts that pension funds must provide requested information without beneficiary consent, clarifying the PFA's authority under the Protection of Personal Information Act.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: essential crypto tips for South African consumers

Discover essential insights into cryptocurrency for South African consumers, including how to spot scams and safeguard your investments.

Personal Finance Financial Planning
Dieketseng Maleke|Published

South Africans increasingly access retirement savings amid financial strain

South Africans are increasingly withdrawing from their retirement savings pots under the new two-pot system, with many making repeat withdrawals in a short span.

Personal Finance Financial Planning
Dieketseng Maleke|Published

How millennial mothers are redefining financial management

Explore how millennial mothers are transforming their financial strategies amidst rising living costs, utilising fintech tools to ensure their families thrive.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Sanlam's campaign aims to break the silence on money conversations

Sanlam's Dirtiest Word campaign encourages South Africans to openly discuss personal finance, aiming to break the stigma surrounding money conversations and promote financial literacy.

Personal Finance Financial Planning
Dieketseng Maleke|Published

How to spot rising impersonation investment scams in South Africa

Impersonation investment scams are on the rise in South Africa, with fraudsters exploiting digital anonymity to deceive unsuspecting victims. Learn how to identify these scams and protect your financial security.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Understanding the legacy policy exemption in South African retirement annuities

Members of pension funds should be aware that legacy policies are exempt from the new two-component benefit system, as clarified by the pension funds adjudicator, Muvhango Lukhaimane.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: how to spot and combat fraud

Explore the alarming rise of SAPS impersonation scams in South Africa, as we delve into the tactics used by fraudsters and the psychological toll on victims.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: how South Africans are navigating financial challenges according to the SpendTrend25

Discover how South Africans are adapting to financial pressures in the latest SpendTrend25 report, revealing insights into spending habits, digital payment trends, and the impact of economic challenges on consumer behaviour.

Personal Finance Financial Planning
Dieketseng Maleke|Published

African Bank Limited faces R700,000 penalty for misleading advertising

Discover how the FSCA imposed a R700,000 penalty on African Bank Limited for misleading advertising practices that could affect consumer trust in financial institutions.

Personal Finance Financial Planning
Dieketseng Maleke|Updated

Point of view: Minister Kubayi addresses crisis in South Africa's Master's Offices

Minister Mmamoloko Kubayi confronts the crisis in South Africa's Master's Offices, revealing alarming dysfunction but also a commitment to reform that could restore public trust.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Master’s Offices face operational paralysis amid leadership crisis

Operations at six Master’s Offices in South Africa have come to a standstill due to unfilled leadership positions, raising concerns about service delivery for vulnerable individuals.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Pension Funds Adjudicator rules against sperm donor’s children in death benefit case

The Pension Funds Adjudicator has ruled that children conceived through artificial insemination with a sperm donor are not entitled to death benefits, highlighting the legal complexities surrounding parental rights.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: the R60 billion class action against banks

Discover the shocking reality of South African homeowners facing repossession as banks auction their homes for as little as R100. This article explores the R60 billion class action lawsuit challenging unethical banking practices and the fight for justice.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Quick reads for this week

PF highlights the quick reads for this week.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Credit card usage in South Africa surges by 43%: what it means for consumers

Standard Bank reports a 43% increase in credit card uptake among South Africans, highlighting a shift in consumer behaviour towards using credit cards for everyday essentials.

Personal Finance Financial Planning
Dieketseng Maleke|Published

South Africa's life insurance industry shows resilience with record payouts in 2024

South Africa's life insurance industry closed 2024 with a robust financial position, achieving record payouts of R639 billion in claims and benefits. This article explores the industry's resilience, growth in policies, and the critical role it plays in supporting the economy.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: how to protect yourself from investment scams

Discover the alarming story of Jacques Adriaan Jordaan, an unauthorised financial advisor who deceived many with false promises of high returns. Learn how to protect yourself from similar scams and ensure your investments are safe.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Quick reads for this week

PF highlights the quick reads for this week.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Metropolitan International Holdings faces lawsuit over alleged fraudulent share transaction in Kenya

Metropolitan International Holdings is facing a significant legal challenge in Kenya, accused of fraudulently transferring shares in Cannon Assurance Ltd.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Fast-track your journey to homeownership with these financial tips

Discover practical financial strategies to make homeownership attainable in South Africa. From leveraging government grants to comparing home loan rates, learn how to navigate the property market effectively.

Personal Finance Financial Planning
Dieketseng Maleke|Published

How to turn sin taxes into savings for a wealthier future

Discover how the rise in sin taxes in South Africa can be an opportunity for financial growth. Learn practical tips to redirect your spending into savings and achieve a healthier lifestyle.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Point of view: what to know about the Two-Pot retirement system when you resign

Explore the implications of the Two-Pot Retirement System in South Africa and learn what happens to your retirement savings when you resign. Discover the options available to you and how to make the most of your retirement funds.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Sars revises revenue estimate to R1. 846 Trillion for 2024/25 fiscal year

Sars has revised its revenue estimate for the 2024/25 fiscal year to R1. 846 trillion, reflecting a slight increase from last year. Despite economic challenges, the agency remains optimistic about tax collection goals.

Personal Finance Financial Planning
Dieketseng Maleke|Published

Quick reads for this week

PF highlights the quick reads for this week.

Personal Finance Financial Planning
Dieketseng Maleke|Published